

mHave LLC, is a leading provider of enterprise solutions for the financial industry, using its next generation eXtensible Financial Platform (XFP) to deliver more flexible and higher performance solutions in record time. Applications already available include online and mobile payment, revenue sharing and billing, fund transfer and replenishing, offer and trade products. mHave’s solutions are most appropriate for environments where solutions are highly customized or where regulations frequently change, such as the financial, insurance, provisioning and taxation industries. |
mHave's high-profile engineering team has successfully delivered enterprise solutions to several Fortune 500 companies including AOL, France Telecom, SFR-Cegetel, Capgemini, SBC, Credit Suisse, Ceon and Charter Communications.
mHave is headquartered in Foster City, CA, with a research and development office in Vitoria, Brazil.
mHave PAY web 4.2 is a flexible and robust web payment product.
Features:
- Robust underlying accounting model
- Balance sheet and income statement accounts
- Complex consumer relationships and account use restrictions
- Advanced customer care management tools
- Complex purchase processes including discounts and refunds
- Recurring and scheduled payments
- Integrated with ACH and Credit Card Processors
mHave PAY web 4.2 provides a multitude of payment alternatives for consumers.

mHave SHARE 3.0 can be used in any business where money needs to be shared among multiple entities. Our revenue sharing product handles a variety of complex revenue sharing plans that can be based on volume of transactions, transaction prices and other variables.
Features:
- Robust participant and contract management
- Variety of revenue sharing plans
- Plans applied to any set of events
- Various types of participants and relationships
- Contracts among any type of participants
- Multi-directional payments
- Consolidation of payments under multiple criteria
- Various methods of invoicing due date calculation
- Bad debt and other types of reconciliation
mHave SHARE 3.0 allows for a myriad of combinations of revenue sharing contracts among various types of business participants.

mHave Transfer 2.0 allows for consumer-to-consumer fund transfer.
Features:
- Complex consumer-to-consumer fund transfer
- Funds can be transferred from consumer credit card or bank account
- Processor can set-up a variety of transfer fee-based plans
- Individual or groups of consumers can be assigned specific transfer fee-based plans
- Consumers can be assigned specific plans based on their profile
- Revenue sharing with the consumer aggregator or other participant can be established
- Transfer reports can be generated based on various criteria
mHave Transfer 2.0 allows for a rich combination of transfer and sharing of funds.

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